Creative Payroll Solutions can secure workers’ compensation plans with highly rated carriers. We keep our finger on the pulse of the always-tight workers’ comp market, in order to ensure you always have the most competitive rates and right coverage for your business.
We take an active role so you can avoid compliance issues and their related costs. In addition to providing you with the workers’ compensation coverage, we are here to help protect your business. Our risk management team will provide you with comprehensive claims management services, audit medical bills for proper charges, provide OSHA support and consultation and monitor legislative changes.
Creative Payroll Solutions offers the following services:
- Apply for and procure coverage
- Ensure proper code classification and applicable billing rate
- Handle requests for Certificates of Insurance
- Calculate, collect, reconcile and remit premiums based on actual payroll (may eliminate audit
- Annual audits are conducted in our office – not yours!
- Reconcile audit report/evaluate audit premium for accuracy (97% of cases are incorrect!)
- Report and settle audit disputes with carrier
- Risk management – coordinate loss control efforts conducted by loss prevention consulting services
- Assist with the development of safety policies and procedures
- Total claims administration – correspond with carrier regarding claim filing, investigation, settlement
- Assist carrier with investigation of claims where fraud is suspected
- Implement and coordinate mandatory post-accident drug testing
- OSHA compliance – handle reporting, coordinate audits, maintain proper logs and postings