Partnering with Creative Payroll Solutions gives you access to an entire menu of attractive benefit offerings to meet the needs and desires of your staff. We will also serve as your benefits administrator which means no more answering questions about the network, updating employee elections, or going through the tedious renewal process. We will handle all that for you and our in-house licensed insurance agent can help guide you along the way.
Voluntary Benefits
Working with Creative Payroll Solutions helps you to offer your staff a complete menu of benefits, including a 401k retirement plan. Because of our buying power, the rates you get are ones only large companies typically enjoy. Offering “Fortune 500” type benefits like these will give your business an advantage over your competition, helping you to attract and retain top industry talent.
Voluntary benefits offered through Creative Payroll Solutions:
- Medical
- Dental
- Vision
- Life insurance
- Flexible Spending Account (FSA)
- 401(k) & Individual Retirement Accounts (IRA)
- Ancillary insurance products from Allstate Benefits (Accident Insurance & Critical Illness Insurance)
Creative Payroll Solutions offers the following services:
- Access to “big company” fringe benefits (health/life/dental/cancer/disability/accident/retirement)
- Annual open enrollment meetings for employees
- Provide full-time employees with access to premium group insurance plans
- Section 125 Cafeteria plan offers pre-taxable savings through salary reduction contributions
- Keep rates competitive via annual premium negotiation and avoidance of premium leakage
- Facilitate claims payment and/or reimbursement, confirming accuracy of out-of-pocket costs
- Reconcile EOBs issued by insurance providers: review, reconcile, correct and follow-up
- Reconcile physician issued billing: compile and review with employee, report and settle disputes
- CPS offers various retirement plans: 401(k) & IRA
- Pre-tax Flexible Spending Accounts for Medical Set-Aside and Child Care Assistance Program (DCAP)
- 529 College Savings Plans offered through the Louisiana START Program
- Administration and compliance assistance with all federal/state/local health legislation COBRA / FMLA / HIPAA / ERISA
- Provide updates on forthcoming changes in legislation affecting healthcare
- Form 5500 and MEWA Filings
- Perpetual maintenance and confidentiality of employee benefits files